Our wealth management portfolio encompasses:
ISAs
Unit Trusts
Bonds
OEICs
Pensions
Tax advice
Retirement planning
Children’s savings accounts
Inheritance tax planning
Protection of your estate and assets
INVESTMENTS
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Book a wealth check with one of our financial planners in Newcastle
When was the last time you sat down and looked at how your money was working for you? Is it giving you the returns that will help your long-term future? Or have you just let it stay in the same place for a long time without knowing the options that are now available to you?
The days have gone where you just put your money in a bank or building society or invested in shares, and it would make a reasonable return. Now you can make your money work harder. With the markets continually changing arranging investments is an increasingly difficult task. The right advice is even more crucial. That’s why, whatever stage in life you have reached, it makes sense to have a wealth check. At Penda, we can give your finances a thorough examination.
The days have gone where you just put your money in a bank or building society or invested in shares, and it would make a reasonable return. Now you can make your money work harder. With the markets continually changing arranging investments is an increasingly difficult task. The right advice is even more crucial. That’s why, whatever stage in life you have reached, it makes sense to have a wealth check. At Penda, we can give your finances a thorough examination.
Every penny counts, trust Penda to invest it wisely
Penda can advise you on existing investments and savings, look for new investment opportunities, arrange transfers to find better returns and put together a plan that will answer all your needs, both short and long-term.
To maximise your money, call us free consultation on 07789 900359.
Once we have carried out a review, one of our financial advisers will help you select the right investments to help you meet your goals. At times you may need to be realistic about your aims and trust our advice. Focussed and effective investment planning requires a good relationship between investors and advisers, combined with the ability to adapt when the financial markets change.
To maximise your money, call us free consultation on 07789 900359.
Once we have carried out a review, one of our financial advisers will help you select the right investments to help you meet your goals. At times you may need to be realistic about your aims and trust our advice. Focussed and effective investment planning requires a good relationship between investors and advisers, combined with the ability to adapt when the financial markets change.
Investment management and advice
We have access to an extensive range of investment options, all of which come with different levels of risk. Typically we advise investing in low to occasionally medium risk investment vehicles which aim to provide stable returns over 10 - 25 years that suit your attitude to risk.
However, sometimes we realise you may need access to some or all of your invested capital in the short term, such as for a deposit on a new home or wedding expenses. With this in mind, we are also able to provide advice on investment strategies that would suit your short-term investment goals.
In some instances, our clients may decide to opt for short-term higher risk strategies. However, this would only be advisable once you have amassed sufficient funds in your later years and can afford to take such a risk. Please remember that the value of your investment could go down as well as up and you could receive back less than you invested. As a general rule, we do recommend high-risk trades for potential high gains as most fail.
In some instances, our clients may decide to opt for short-term higher risk strategies. However, this would only be advisable once you have amassed sufficient funds in your later years and can afford to take such a risk. Please remember that the value of your investment could go down as well as up and you could receive back less than you invested. As a general rule, we do recommend high-risk trades for potential high gains as most fail.
Managing and protecting your wealth
“Penda have been able to make far more from my investments than I thought possible in these economic times.” Mr. Gudgeon, South Shields
Our wealth management portfolio caters for pension planning in conjunction with wealth management and investment products. For further information on
retirement planning,
please refer to our pensions page. We advise on personal, group personal, stakeholder and SIPP pensions.
Any long-term financial planning strategy should include protection insurance, to protect both your assets and loved ones. For further information on protection advice, please refer to our Protection pages.
Buy to let property investing
While our wealth management investment strategies do not cover buy-to-let property investment advice, we realise many savvy investors have gone down this route over the last few years. However, with the recent rises in stamp duty, increases in landlord taxes and the potential of substantial capital gains tax bills, some may be finding difficult to justify more purchases. In fact, some property landlords may be looking to sell off part of their property portfolio and diversify into other investment vehicles to generate income.
If you do have a rental property purchase in mind, we are more than happy to offer you expert guidance to ensure you secure the best mortgage deal suited to your property investment.
Whatever your situation, feel free to make contact one of our advisers on 07789 900359.
If you do have a rental property purchase in mind, we are more than happy to offer you expert guidance to ensure you secure the best mortgage deal suited to your property investment.
Whatever your situation, feel free to make contact one of our advisers on 07789 900359.
The benefits of using one of our financial advisers to plan your finances
Our financial advisers have financial planning qualifications.
Access to a much broader range of financial products.
We understand how complex financial products work and how they may benefit you.
Our advisers can provide a range of investment solutions tailored to your circumstances.
All the research is done on your behalf, saving a lot of time and effort.
Click here
for a detailed explanation of Pension and Investments definitions and terminology you may encounter.
The value of investments and pensions can fall as well as rise. You may get back less than you invested.
All advice is given by Penda Financial Management for advising on and arranging personal investments.
The value of investments and pensions can fall as well as rise. You may get back less than you invested.
All advice is given by Penda Financial Management for advising on and arranging personal investments.
Penda Financial Management is authorised and regulated by the Financial Conduct Authority FCA No.504162. Registered Office:
Penda Financial Management
136 - 138 Station Road, Wallsend
, Newcastle upon Tyne
, Tyne and Wear
, NE28 8QT. Phone: 07789 900359
Registered in England. Company Registration no: 5407010.